Quote:
Originally Posted by Pale Rider
Here are a couple of cards that were very easy to get for those trying to rebuild (IMO)
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Washington Mutual Master Card
Easy to qualify (IMO). I had 3 negatives on Trans Union and about a 650 score. Got instant approval for $2000.
Drawback: I didn't catch that it was issued by Providian before applying. Still could be good deal for rebuilding.
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Applied for Wells Fargo same day, they also pulled TU. Got message that they had to investigate further and would responf in 5-7 days. I have a mortgage and a paid loan for a storage building with them, not sure how much of a factor that was.
Apporved for $5000.
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I feel WAMU is a BAD company to deal with. A few months ago they had someone coming out to my eldery friends home checking it out as she was not even FIFTEEN DAYS late with her mortgage.
They left a letter right on the front of her door, for anyone to read. They also CHARGED her for this field visit!
Thankfully I paid off the small mortgage for her and she is DONE with them!
Another thing is WAMU and Providian are about the same as far as when you apply they do not send out the card, but keep calling you and calling you until you answer and then they ask you if you would like to purchase this and that.
If you then tell them NOT to call you anymore and just send the card and again NOT to call you for any promos then they do not.
Be aware though they DO CALL a lot if you do not answer or do not tell them not to call.
ILMD