[roybean]

Anybody know anything about Bestbuy credit cards?

[hannah]

Originally Posted by roybean

Anybody know anything about Bestbuy credit cards?

According to their website the Best Buy credit card is offered and administered by HSBC Bank Nevada, N.A. (HSBC).

HSBC Bank Nevada, N.A. will use specific credit criteria to evaluate your application for credit. In general, prior bankruptcy, multiple major derogatory credit histories (e.g., foreclosure, repossessions, tax liens, prior charge offs, etc.), or other negative financial information may decrease the likelihood of credit approval.

Financing Info:
On approved purchases on the Best Buy consumer credit card by HSBC Bank Nevada, N.A. Min. finance charge = $2. Certain rules apply to the allocation of payments and Finance Charges on your promotional purchase if you make more than one purchase on your credit card. Call 1-888-367-4310 or review your cardholder agreement for info.

Deferred Interest Info:
Program A: Variable Standard APR: 22.65% as of 06/01/07. Variable Default APR: 26.65% as of 06/01/07. Plan B: Variable Standard APR: 25.65% as of 06/01/07. Variable Default APR: 29.65% as of 06/01/07.

I wouldn't get it if I were you.

[jlynn]

You can buy cool toys with them.

[hannah]

Originally Posted by jlynn

You can buy cool toys with them.

I already have cool toys...

[roybean]

I know someone with BB credit card and they are not happy with it. I don't think I'll try it. I don't want a lot inquiries; I just want to continue to establish good credit.

[maymay]

I know far too much about Bestbuy and HSBC for my liking. Stay away from HSBC. FAR AWAY. You can get a joint account with them but they will raise your rate if any person on the joint account is late on any payment to any company so you can't ever get it paid off.

[roybean]

Don't worry, I am not going near them.

[maymay]

They had the nerve to reject my rebates because they didn't receive them in time too! I sent them a week ahead of time and they still rejected them. I tried to contact the BBB about it but the BBB just let BestBuy lie to them and didn't do anything for me. Shouldn't that be illegal?

[inthezone]

I got instant approval on the Best Buy M/C back in March, $500 limit. No CLI as of yet, , but I've only had the card for 4 months. I should have the periodic increase soon. Its at 15.4% APR, 26.24% for cash advances (never do it). I asked about a CLI, they gave me the blah blah about account reviews and an increase would show if review was favorable.

[Qtip]

Originally Posted by maymay

They had the nerve to reject my rebates because they didn't receive them in time too! I sent them a week ahead of time and they still rejected them. I tried to contact the BBB about it but the BBB just let BestBuy lie to them and didn't do anything for me. Shouldn't that be illegal?

That is the reason I hate rebates with passion, I rather pay a little more and buy the stuff at a store that is discounted on the spot than have to send a rebate.

[cajunbulldog]

I have a card I used once.Applied at the store to put a big-ticket toy on.I also hate them freaking rebate schemes!!! It is now collecting major dust in my bill box at home.