Quote:
Originally Posted by rubyruby27
Thank you Hannah, I just called them and found out what this was about.
Apparently they transposed my address number and sent the bill to someone else who called and said it ain't mine.
They are going to decrese the amount to what I owed as a final bill which is 50.00. My concern was the negative TL, I ask them to call the collection agency and tell them to remove thier TL since it was thier error on sending me the final bill. The person I talked to said she didn't know if they would do that I told her that error was costing me 25-50 pts on my CR and I was refinancing and now I would be subprime. I was getting punished for someone else's error.
We will see if they will do that she is calling me back.
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That would be FCRA and FDCPA violations and maybe Florida violations as well for reporting a debt that was in error.