Bad Credit Repair Discussion Forum - View Single Post - How long will a 1 x 30 day late effect my credit?

Hedwig · 09-14-2007, 02:59 PM

I also agree. I had a 30-day late and it only dropped my score about 5 points.

How long it has an effect depends on a lot of things as well--how old the account is, what your overall history length is, what your ratios are, and probably what color your shoes are.

09-14-2007, 02:59 PM	#5 (permalink)
Hedwig Administrator Join Date: Nov 2004 Location: Greater DC area Posts: 7,163 Casino Cash: $1126089	I also agree. I had a 30-day late and it only dropped my score about 5 points. How long it has an effect depends on a lot of things as well--how old the account is, what your overall history length is, what your ratios are, and probably what color your shoes are. __________________ The answer is 42!!