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When you go to apply at an apartment that says they run a credit check, let the manager know (before you pay that "fee") that your credit report is not all that great... let them know that you are working on fixing it... but that you realize that it might affect the decision. Ask the apartment manager if it is possible to pay an additional "security" deposit that will ensure that they will get their last month's rent if you should default. Many apartment managers are willing to work with you on this issue. Be honest, live your life with integrity... and you will pull yourself up out of this mess your past has created. You will move forward in a future that responds to your honesty and straightforwardness.
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