[quote=jshusa;48633]3 of them are tax lean's that have been paid and released - that are not reporting as so.
Experian
1.tax lien
Status: federal tax lien filed
this item verified sept 2004 and remain unchanged
2. tax lien
status: federal tax lien filed
this item verified sept 2004 and remain unchanged
3. tax lien
status: state lien filed
this item verified sept 2004 and remain unchanged
Quote:
You need to get copy of the releases and send them to the CRAs. Its not unheard of that the taxing authorities either never filed them, or they weren't matched to the liens properly. Be sure they report the date released, as liens can be reported 7 years from date PAID - you don't want them to show released with a current date.
1. providian cc was IIB reporting as discharged through ch13 /current, was charge off.
account history: charge off as of jan 2002
collection as of jul 2001
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We need to know date BK was filed, and date discharged to see if these are reporting correctly.
Quote:
1. providian IIB
Pay Status:
payment after charge off/collection
Remarks: purchased by another lender
On report Dated 6/27/2007 states: Date verified: 10/2003
On report Dated 9/01/2077 States: Date Verfied : 07/2003
So they never investigated?
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This is not reporting correctly, as there is no reference to the BK. You might ask TU why there are verified date discrepancies along with restating your dispute - they will probably allow you to dispute without another argument.
Equifax
Quote:
1. Prvidian IIb
Current status: charge off
Additional info: account involved in ch 13 debt adjustment
Is this reporting correctly?
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No - its not a charge off now. It was a charge off, and was paid thru the 13.