Bad Credit Repair Discussion Forum - View Single Post

09-17-2007, 01:24 PM

OK, you *might* need to talk to a lawyer. But if it were me, I'd file identity theft charges against this guy - assuming that you didn't sign any of the credit card applications that are in your name. Then you contest THOSE accounts with the "big three" and have them removed - you'll need a copy of the police report to do that.

Creditors are NOT going to work a deal out with you, until your credit score is a lot lower. Like, under 500, really trashed.

Regarding the TAX issue . . . you can CHECK to see if your state has an "innocent spouse" law, like the IRS does. It may or may not, which may or may not help you.

Good luck, and just remember, EVERYTHING gets better. Just keep plugging along, one day at a time. Worry about your baby first - food, shelter, utilities, THEN car. It might take a while, but you CAN get through this.

09-17-2007, 01:24 PM	#3 (permalink)
mbrcatz17 Guest Posts: n/a Casino Cash: $	OK, you might need to talk to a lawyer. But if it were me, I'd file identity theft charges against this guy - assuming that you didn't sign any of the credit card applications that are in your name. Then you contest THOSE accounts with the "big three" and have them removed - you'll need a copy of the police report to do that. Creditors are NOT going to work a deal out with you, until your credit score is a lot lower. Like, under 500, really trashed. Regarding the TAX issue . . . you can CHECK to see if your state has an "innocent spouse" law, like the IRS does. It may or may not, which may or may not help you. Good luck, and just remember, EVERYTHING gets better. Just keep plugging along, one day at a time. Worry about your baby first - food, shelter, utilities, THEN car. It might take a while, but you CAN get through this.