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I'm sorry but speaking from experience as someone who has somewhat bad-recovering credit, you won't get the card. I'd start from scratch and get a secured credit card where you put money on it and then spend that money without going over. Or, get a card made for people who want to recover their credit and only use it to pay for gas and groceries, and make sure you already have money to pay for it right away.
Terrible credit isn't the end of the world, you just have to recover and move forward.
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