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Old 09-17-2007, 05:25 PM   #2 (permalink)
STEVEN F
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So far Brian is the only answer that shows any sign of a clue. Unless you have actually SEEN your credit report, you really don't know what it shows. In order for documentation of your Rent-a-Center payment history to help, you would have to find a lender that does Manual Underwriting. This is a fancy term for the old fashion method of actually examining your finances instead of simply comparing your FICO score to a predetermined threshold. If you income is sufficient and your other debts are not excessive, a positive credit history is not required, as long as you don't have a negative history.
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