Bad Credit Repair Discussion Forum - View Single Post - What can you do about a hard pull on your cr?

Lecasbas · 09-17-2007, 05:59 PM

Every hard pull from a collection agency adds points to your score.

I understand that the first thing a debtor should do is dispute the Bad Debt if it appears on the cr. Well... I couldn't do that because the Bad Debt never appeared on my cr. The ca which did the hard pull eventually sued. The Court dismissed the claim. The points from the hard pull are still being applied to my credit score. Am I stuck with this hard pull, for what, 3 years...or is there something I can do to get rid of it?

09-17-2007, 05:59 PM	#1 (permalink)
Lecasbas Member Join Date: Sep 2007 Posts: 84 Casino Cash: $311500	What can you do about a hard pull on your cr? Every hard pull from a collection agency adds points to your score. I understand that the first thing a debtor should do is dispute the Bad Debt if it appears on the cr. Well... I couldn't do that because the Bad Debt never appeared on my cr. The ca which did the hard pull eventually sued. The Court dismissed the claim. The points from the hard pull are still being applied to my credit score. Am I stuck with this hard pull, for what, 3 years...or is there something I can do to get rid of it?