Quote:
Originally Posted by centex
What I see missing here is a statement that the letter actually came from a third-party collector. If I go to the doctor and don't pay the bill, they can send me a letter like that and it would never be considered a violation because they are first-party billing. Thus, without the qualification as to who sent the notice in question and what it was for, any other discussion is jumping to conclusions...
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Thank you all for the posts! The company is third party debt collector, it is first communication and they did advice me of my rights on the letter. I have not checked to see if they are bonded on my state, I have a feeling they are not. Hum let me look into that and I post whether they are bonded or not.
"just checked they are bonded"