About 10 years ago I got very sick and had to leave a very good paying job. My medical bills went up and income went down. No bankruptcy, but slow payment history, house went into foreclosure, but I was able to sale it to get out from payments. Moved to an apartment to cut expenses. Cheaper than my old house payments and utilities are cheaper. Since then my health has vastly improved, but I still have outstanding medical bills, and my prescriptions and Dr. visits take about 10-12 % of my monthly income. Now my car has died and I have not been able to save any down payment since I have been trying to pay off old bills. What are my best options for getting a decent running car that I can make the payments on without having a large down payment, and without getting over my head?

Check out lendingtree.com. You enter in your info & lenders who are willing to give you a loan will contact you. They'll tell you the max loan amount and payment before you go out shopping for another car. Also, you'll know right away if you can live with the payment or need to set your sights on an older vehicle you can pay cash for.