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Yahoo Answers! Credit Repair Forum Discuss I need to rent an apartment a.s.a.p.,I have bad credit,& I have contacted credit repair agencies.? in the Yahoo Answers! News and Synergy forums; First of all,does credit repair work?(If only long enough for me to get a place,that's o.k.) And will it help me get an apartment by Oct.I don't have the time ...
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Old 09-21-2007, 07:23 PM   #1
tinkovu
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I need to rent an apartment a.s.a.p.,I have bad credit,& I have contacted credit repair agencies.?

First of all,does credit repair work?(If only long enough for me to get a place,that's o.k.) And will it help me get an apartment by Oct.I don't have the time or patience to do the credit repair myself w/ the companies.I have an appointment w/ a company on friday & am afraid to get scammed.What are the red flags that the credit repair company is a scam?
Can someone in another state co-sign an apartment for me?
 
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Old 09-21-2007, 07:24 PM   #2
Laura S
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DEBT MANAGEMENT programs are good for getting creditors off your back. But, overall, your credit will NOT improve over a short amount of time. The only way you will be able to resolve your credit issues is with time... If you've got a job, with a good job history (time that you've worked there, showing up for scheduled shifts, etc.) you could try to get a loan from a bank, consolidating your debt and getting you a monthly amount you can afford (Certain banks WILL work with you to resolve your credit issues). However, it's still going to show on your credit report that you've had recent outstanding debt. As far as CREDIT REPAIR COMPANIES- they ARE a scam (If they weren't, everyone would have perfect credit. Just remember, if it sounds too good to be true, it probably is!) The best way to get an apartment is to show good rental history over the past year- and if all else fails, you may be able to use a co-signer on your lease. Like I said, in this case, you're going to have to be patient. Hope this helps. Good luck!
 
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