I have used my personal credit to finance my business. I am now maxed out on credit cards and my personal score has dropped. I am working to establish my business credit. If my personal credit is not good but my business credit score is excellent will banks approve me for a loan? I have been told they look at both. How long does it take to establish business credit before lenders will approve you for a business loan?

[Qtip]

They look at both for loans, not necessarily for credit cards but for business loans, usually personal guarantee is required.