They do credit checks. Both my hubby and I have bad credit. We have no evictions. I'm a student on disability and have a PT job lined up. DH works 40 hr/wk. We've only had one late payment in the past two years. Will we get rejected? Should we even bother to apply? The reason I was thinking of applying is that someone told me that this particular complex was willing to work with people.

It cant hurt as stated. You may be asked to pay a little more as far as a deposit. And please let them know your credit past history, this may help you.

It depends if the owner/landlord is willing to give you a chance if he find someone with a good credit he probably would prefer that person.