I have A LOW credit score. I am in the process of paying off debts to try to repair my credit. There are numerous credit card offers that claim guaranteed approval for a fee. Iwould like to use any tactic available to help buildmy credit. I am however affraid to fall victim to the "SCAM". Does any one have a possitive experince or advice on the options or other techniques for rebuilding credit.

I used Orchard bank and First Premier when I was rebuilding my credit several years ago.

Yes they have fees and high interest rates but if you use them wisely by only buying everyday things and never going over 30% of your credit limit in any given month and paying them off in full before the due date it's worth it.