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Yahoo Answers! Credit Cards Discuss help with jc penny credit card info? in the Yahoo Answers! News and Synergy forums; i want to apply for a jc penny credit card. is it safe to apply online? one question asks my income. I'm 18, unemployed and i just graduated and im ...
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Old 10-01-2007, 05:35 PM   #1
*Mrs. Chumney*
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help with jc penny credit card info?
i want to apply for a jc penny credit card. is it safe to apply online? one question asks my income. I'm 18, unemployed and i just graduated and im leaving for college in 2 weeks. Do i have to have a job to get the card?
 
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Old 10-01-2007, 05:37 PM   #2
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Having a job would be nice. They aren't just going to give you a credit card when you have no way to pay it off. If your parents give you money then have them sign up for one.
 
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Old 10-01-2007, 05:38 PM   #3
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Yes you do.

The very first thing a lender looks for is the ability to repay a loan weather it's a credit card or any other type of loan.
 
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