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Advanced Credit Repair - Dealing with Collection Agencies Discuss CHECH FREE in the CREDIT AND LEGAL ISSUES forums; Anyone heard of this company, I looked them up and they have something to do with e-bill paying. They pulled my credit report, I don't use them, never used them. ...
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Old 10-09-2007, 07:02 PM   #1
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CHECH FREE

Anyone heard of this company, I looked them up and they have something to do with e-bill paying.

They pulled my credit report, I don't use them, never used them.

Prior to sending out a pp letter - anyone familiar with this company.
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Old 10-09-2007, 07:06 PM   #2
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I use them to pay my electric bill, and a credit card that does not take e-payments. I can't remember them ever pulling my credit.

https://mycheckfree.com/br/wps?rq=lo...96239&sp=10001
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Old 10-09-2007, 11:26 PM   #3
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They pulled one this week under account reviews-I don't have an account with them to my knowledge.

From your web site it says the consumer request the service which I didn't. Its the same company they are out of Dublin, OH.
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Old 10-09-2007, 11:42 PM   #4
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Do you pay anything through a bill-pay service? Even if it's your bank, they may use Check Free to process it, especially if they're a smaller bank.
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Old 10-10-2007, 12:23 AM   #5
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I use them too. Never seen them do any kind of pull.
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Old 10-10-2007, 09:54 AM   #6
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No, I don't use e bill paying for anything. They pulled a soft report under account reviews.

The only thing I can think of but it still doesn't answer why they pulled my report is the household bills are in my name, electric, water, phone. My roommate pays the bills from her checking account, I pay her my half.

Guess I will call and find out.
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Old 10-10-2007, 11:07 AM   #7
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Check Free does a lot more than just the online billing stuff. Some of their press releases on the corporate side of the site give an idea of just how much of the financial sector they are involved with...
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Old 10-10-2007, 02:58 PM   #8
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Quote:
Originally Posted by rubyruby27 View Post
No, I don't use e bill paying for anything. They pulled a soft report under account reviews.

The only thing I can think of but it still doesn't answer why they pulled my report is the household bills are in my name, electric, water, phone. My roommate pays the bills from her checking account, I pay her my half.

Guess I will call and find out.
That's there PP right there. With all the security requirements that financial institutions need to comply with; they probably saw the account was in a name that was being paid from another account.

Just my 2 cent opinion here, if the bills are in your name, and your roommate fails to pay, you are the one that will have to deal with the consequences.

Further, if there is a billing problem with your roommates bill pay provider;, you will have no recourse against them.
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Old 10-10-2007, 04:36 PM   #9
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Well that would suck if something should happen, we have been roommates for 10 yrs, so I trust her and neither one of us is really a vindicative person, should we go are own way
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