|
Since you have $2000. available, you have a head start. I would take care of the $400 traffic citation, then the $500 and pay the remaining $1100. on the $5000 one to start with. Then I would pay the remaining primary credit card as much as I can on a monthly basis (pay no attention to the minimum due as that will take forever), and not only will the balance get paid promptly, but you'll have better credit as a result. Once you're paid off on your primary card, stick to a debit card for your purposes as it draws funds from your checking account. Just make sure that you do NOT close your accounts - just put the card somewhere safe and not use it. Closing accounts lowers your credit score.
Good luck, you're better off than you think.
|