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How bad cam your credit get? and is it fixable? voluntary?
I have bad credit as it is but im only 20. i got out to a rough start. now i have this car loan and im almost being forced to move and i wont be able to pay it anymore. my friend says do a voluntary repo, he says it will go off my credit in 7 years and ill be able to fix it from there. is he right?
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