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Old 10-24-2007, 09:00 AM   #2 (permalink)
Hedwig
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Join Date: Nov 2004
Location: Greater DC area
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I've never used one for a subprime. I looked at mortgage comparisons at a web site once, and even though they say that each one won't pull your report, they did. I ended up with several inquiries.

I also ended up with phone calls incessantly for a week or so as they all tried to get me to take a mortgage with them. I ended up with a local broker anyway.

I recommend finding a broker in your area who specializes in mortgages for those with bad credit. Often if you go to a broker and they can't help you, they will refer you to someone. That's how I got my mortgage when I had all my problems.

A local broker will be aware of special programs for your state, whereas the web site may not.

I notice that one of the sites you listed is in the UK. Are you in the US or the UK?
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