my bankruptcy has not yet been discharged, it wont be until the end of next year, I need it for past due bills, utility and others, I DONT WANT a debt consolidation, i would like a personal loan to just wipe everything clean. help!

There are plenty of places that offer quick loans for people with bad credit with no-hassle applications and easy requirements.

Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.

http://www.axalda.info/bad-credit-loans.html

maybe from a friend................don't pay em back and you loose the friend..............