| You are likely dealing with two different issues. The date that a third-party receives an account may properly be reflected as the date opened. However, the fall-off date must be keyed to the date of first major delinquency preceding the charge off by the original creditor.
You may want to post both tradelines in the credit repair forum for more guidance...this forum is more about obtaining credit or discussions about issuers (the second half of credit repair).
__________________ I am not *your* attorney and you are not *my* client. Nothing in this post shall be construed as establishing an attorney-client relationship. Would you rather us tell you what WILL happen or would you rather have rah-rah bull-droppings from someplace else? |