Bad Credit Repair Discussion Forum - View Single Post

Ohio Boy · 11-11-2007, 12:42 AM

I just pulled MYFICO to take a look see and noticed one of my CO from 2004 is reporting 38 lates, 2-30's, 2-60's and 34 continuous 90+ lates, they are updated each month and even are reporting for Nov 2007 as 90+ days late.
If it is a charge off, is this correct? They show a payment due of 185.00, a balance of 2150.00, credit line of 750.00, a past due balance of 2150.00.
This is killing my score, I used the simulator just for the heck of it and it states this c/o is worth 60 points if it was not showing current lates and a 0 balance.
Am I wrong to think something isnt correct about reporting like this? I know the payment is wrong, but the 90+ lates being updated every single month even after charge off.
It is 2 months from being out of SOL, should I just wait or go dispute certain parts of it?
Account is Applied Bank Card.

11-11-2007, 12:42 AM	#1 (permalink)
Ohio Boy Senior Member Join Date: Oct 2007 Posts: 128 Casino Cash: $345651	How is it suppose to be reported I just pulled MYFICO to take a look see and noticed one of my CO from 2004 is reporting 38 lates, 2-30's, 2-60's and 34 continuous 90+ lates, they are updated each month and even are reporting for Nov 2007 as 90+ days late. If it is a charge off, is this correct? They show a payment due of 185.00, a balance of 2150.00, credit line of 750.00, a past due balance of 2150.00. This is killing my score, I used the simulator just for the heck of it and it states this c/o is worth 60 points if it was not showing current lates and a 0 balance. Am I wrong to think something isnt correct about reporting like this? I know the payment is wrong, but the 90+ lates being updated every single month even after charge off. It is 2 months from being out of SOL, should I just wait or go dispute certain parts of it? Account is Applied Bank Card.