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It sounds to me like they are following BoA's lead. Several years ago, BoA stopped rate jacking because you were late on another account at another bank. They will, however, raise rates on an account if that account is late. I think it said two times within a year late and they can increase to the default rate.
Notice Chase said they wouldn't increase rates based on info from the credit bureaus. To me, that means they'll still increase if you're late on an account with them.
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The answer is 42!!
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