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There is no PFD on a judgment, it is a public record. The best you can hope for is that they do not stall on reporting it "satisfied" if you pay it. The other issue being that the judgment creditor is not the data furnisher, someone like Lexis is. You would have to hope they screwed up on the reporting and had to delete. Even then, if they update and report correctly it will not come off your report.
They may accept less than the full amount, but they have a long SOL, good interest rate, and may be able to renew SOL. Reporting period is 7 years from date of entry or until SOL expires. Could be as long as 20 years in some states. My opinion is to fight it on basis of not being properly served and any other defenses, then trying to make a payment arrangement.
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