Thread: CA communicating by E-Mail
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Old 01-07-2008, 01:56 AM   #28 (permalink)
Enigma
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Quote:
Originally Posted by hannah View Post
I disagree. Unless Jay has a business account with paypal and is operating a store on ebay, it is still a consumer debt between Jay and paypal as he is a consumer of their services.

Enigma, perhaps I am missing something here but how can it be a business transaction?
The underlying transaction does not met the definition under 803.

Jay offered an item for sale, Jay did not purchase an item that is enumerated in 803.

However, if Jay were to go after the purchaser, the purchaser may have protection under 803 since it was a lamp.

Jay does have recourse against PayPal, just not under 803.

Jay if it is reporting, you have recourse under the FCRA in light of Pintos v. PCA.
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