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I just want to make sure I have this right.
Step 1) Call all 3 CRA’s and get a copy of my reports.
Equifax 1-800-685-1111
Transunion 1-800-888-4213
Experian 1-888-EXPERIAN
Is it better to call or write? Can it be done online?
Step2) Send VL to CA’s & dispute with CRA’s (at the same time)
Step 3) Wait for responses
After this is where I am lost.
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