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cracrap · 01-10-2008, 10:13 PM

backstory-disputed item with cra, ca verified..disputed with cra again and sent validation to df at the same time. the df is a ca not licensed nor bonded to collect in north carolina..df sent copy of public judgement..sent validation request to df to remove tl as they are reporting incorrectly but only disputed 1 item directly

1.in order to have a cause of action against a df under 1621s2b,must u dispute each of the exact mistakes with the df or is it just good enough to dispute with the df and then have them verify incorrect info?

2. ex:
A. a public judgement is listed against me in a civil action not related to credit
.B..its turned over to ca...
C. they report the public judgement to the cra's in the name of a business and not the name of the actual private individual who won the suit...
D. they list it as a collection account
E. they report the account type as open
F. they fail to mark it in dispute

any recourse?

01-10-2008, 10:13 PM	#1 (permalink)
cracrap Elite Member Join Date: May 2007 Posts: 291 Casino Cash: $402300	fcra gurus -coa backstory-disputed item with cra, ca verified..disputed with cra again and sent validation to df at the same time. the df is a ca not licensed nor bonded to collect in north carolina..df sent copy of public judgement..sent validation request to df to remove tl as they are reporting incorrectly but only disputed 1 item directly 1.in order to have a cause of action against a df under 1621s2b,must u dispute each of the exact mistakes with the df or is it just good enough to dispute with the df and then have them verify incorrect info? 2. ex: A. a public judgement is listed against me in a civil action not related to credit .B..its turned over to ca... C. they report the public judgement to the cra's in the name of a business and not the name of the actual private individual who won the suit... D. they list it as a collection account E. they report the account type as open F. they fail to mark it in dispute any recourse?