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I almost wonder if it's worth it to try and settle... even if I don't pay off my car its scheduled pay off date is 10/2008 from regular payments and I will not be back in FL by then.
I haven't heard from any collection agencies in a while, but like I said, I'm concerned when that car loan is paid off and they learn the statute's been extended it will renew their vigor.
However, at this point it's been so long I don't remember who or what I owe anymore. Once upon a time I remember getting offers to pay 50% of what I owed to consider it settled, but I worry too that those offers would no longer be valid.
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