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Thanks for the advice. I'll check with JAG once I get to my next duty station. Unfortunately here I'm on independent duty, and JAG isn't really an option at least so far as sitting down with someone in a timely manner.
I realize that you are not offering legal advice, I'm only looking for your opinion on the matter. I'm still very much in the education phase (as I'm sure you can tell by my post numbers) and this is all very fascinating to me. Additionally I also realize have special circumstances (hopefully to my advantage).
On the domicile vs. residency argument. I just did a quick few searches, and now I'm a bit confused. I've read in some definitions where a 'domicile' was a permanent home, and person may have multiple 'residences' -- where as others say that 'domicile' is the intent
Here are the questions I have now:
My state of domicile determines which credit laws apply?
When I move to a new state, the credit laws of the new state now apply to me (for good or bad)?
I can no longer be held liable under the laws of the state in which the debt was incurred?
As you can imagine, this is very important since I'll (potentially) go from having 3 1/2 years remaining on their SOL to file according to Ohio law ... vice only about 6 months from NC or Alabama SOL for open accounts (which applies to CC charge-off debt, yes? )
If I can go over SOL, obviously - I'll have a much better bargaining tool in dispute, PFD, since there will be no legal recourse against me.
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