[Lost]

You didnt say if it is being reported on your CR -- though after 2 1/2 years, it probably is. Is the check from the Insurance Company made out to you or the hospital?

Here is what *I* would do and we all know that doesn't mean too much-----and this is if I was paying with my own check--

I would NEVER send money to a CA concerning a bill like this.

Here is what I would do:

Send the payment to the OC, when the check is returned (they will cash it) make a copy of it, mark out your account numbers on the check and send it with a letter to the CA. Notate your account number with the CA and let them know the debt has been paid to the OC and ask (don't demand--I subscribe to the more flies with honey philosophy) that it be marked paid on your CR. They probably won't, so You will have to do some extra work to get the collection marked paid by the CRA's, but that's how it works.

I wouldn't have wasted my time calling the hospital....