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I did some googling and never could find anything to say for certain that credit cards were 3 year SOL in Washington. Many people had the opinion that it was 6 year written contract. I couldn't find a court case to back up either.
I would suggest contacting your local bar association to see if they can refer you to a local attorney, or legal aid if it is available. If they can help you show it is 3 year SOL, you may be able to take some action without worrying about being sued. Be aware also that in some states acknowledging the debt or making payment arrangements may reset the SOL clock. Be careful what you say to the collectors until you know for sure what the SOL is.
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