[apexcrsrvc]

1) You're going to need a 680 min. for any real lines outside of Net 30's,

2) Duns and Bradstreet is not worth paying. Get a few Net 30's such as Uline, Nebs, Reliable, etc., and pay early. You'll self populate a file and get a 80. Even then, it's used to a marginal extent. Personal scores rule the day.

3) Once you get a 680 personal score, get some business credit cards and build an Intelliscore with Experian Smart Biz Reports. A lot of folks pull them.

4) Don't fall for the ads that say we can do this that and the other without a personal score and you don't need a PG. They're lies.

5) Most important, work on your personal scores. When they get there, get an EIN and go for biz credit (if you have a biz). You don't need an LLC, S or C corp to secure biz credit or even lines of credit. The 680 is the most important thing.

Any other propaganda is a scam . . .