Quote:
Originally Posted by apexcrsrvc
There is also language that states that accounts shall be scored if the applicant can provide written documentation that they've paid the account themselves for 12 months. That is ambigious. What does "documentation" mean? Seems that it implies anything on a piece of paper which could lead to outright fraud and probably will.
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When my ex applied for a mortgage shortly after we divorced and he remarried, we still had some joint accounts that I was paying.
He asked for copies of the checks to show I had been paying them since divorce (my account, my signature on the checks). I did provide them, after blacking out all the account numbers, of course.
I suppose that is the kind of proof they would want--something concrete showing that they paid it, such as checks on their account that they signed.