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You forget that all of the online formats exclude information and try to fit into molds data that is readily available on a hard-copy. ANY online report is a shiny bauble for the masses...none of them have ever purported to be complete.
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I am not *your* attorney and you are not *my* client. Nothing in this post shall be construed as establishing an attorney-client relationship.
Would you rather us tell you what WILL happen or would you rather have rah-rah bull-droppings from someplace else?
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