I had awesome credit, attempted a credit consolidation with a scammer, credit got ruined, and they had almost no luck at all getting anyone to agree to a lower interest rate, and we couldn't afford the payments; the answer? Chapter 13. Yeah
So, its been about 7-8 months since then and I think my credit has went up 100 points or slightly more. So...Is there any credit companies that give some credit, but don't charge outlandish monthly fees or startup fees?
I mean, $8-10 is one thing, but I'm seeing places that want $29.99 a month and a $500 startup.
Any suggestions?