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Thanks for your interest in helping me! To answer your question, No I have not been contacted either by NCO or the original creditor. When I contacted NCO to pay the other old debt they had said that I also owed this from 2000. I told them there must be a mistake because I was not familiar with this debt and to send me something in writing to verify whether this debt is truly mine. I have received nothing from them so was truly surprised to see this appear on my report this month! But even if this is legit could they report the date as 2007 when the default happened in 2000? I was so close to having all my baddies gone, am I screwed?! Below is all the info I have, Transunion is apparently not reporting........Honestlyblonde
EXPERIAN
NCO FIN/99
Account Number: XXXXXXXXX
Acct Type: Collection Department / Agency / Attorney
Acct Status: Closed
Monthly Payment:
Date Open: 11/1/2007
Balance: $1,030.00
Terms: 1 Month
High Balance:
Limit:
Past Due: $1,030.00
Payment Status: Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Comments:
EQUIFAX
NCO FIN/99
Account Number: XXXXXXXX
Acct Type: Collection Account
Acct Status: Open
Monthly Payment:
Date Open: 11/1/2007
Balance: $1,030.00
Terms: 1 Month
High Balance:
Limit:
Past Due: $1,030.00
Payment Status: Unpaid
Comments:
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