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When you say older account, are you talking about the original creditor's tradeline?
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This is correct. The OC sold the debt several years ago. The debt has been purchased by more than one CA over the years.
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If so, they have no obligation to delete simply because they sold it off.
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Then, when the OC sold the debt, did it wash all responsibilities from its hands? This would make sense to me but I remember reading something, in another thread "way back yonder", about the OC being able to report on the account it originally owned.
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And the new purchaser is permitted to report their tradeline.
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I think you mean that the purchaser can report the TL it purchased as its own without referencing the old account?
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If you have issues with the manner in which particular data fields are completed, then attack those specific issues. Arguing a 'duplicate' tradeline point won't get the job done though...
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Yes, I guess there are 2 issues here. Reaging and duplication.
I'm trying to figure out what all interested parties are supposed to be doing so that I can address the issues. I know that I should be sending a dispute to the Big 3 and a DV to the CA.
The DV is typed up and ready to go.
I am a little confused by the duplicate account. I don't know who is responsible for deleting the old account other than the Big 3 after 7 years.