Hi,
I thought everyone seemed pretty friendly on this forum and that I might ask for a bit of advice
.
I am being sued by American Express (represented by Mitchell Kay) in the special civil part for a defaulted debt of $5000.
Here are the relevant facts:
1. This is one of 3 Amex accounts that I had that were cancelled for financial review.
2. I have only missed only one or two payments ever on these accounts, and am still paying the monthly payments that Amex requests in the monthly bills they send me. (The bills do say that "This bill is for informational purposes only" &etc., however, I pay online, and the bill online does not say that, and after payment credits my account like always.)
3. This particular debt was first sent to GC services, who after my request for further information stopped trying to collect, then to NCO, who did the same.
4. I received a summons and answered it with a standard answer saying that I am without knowledge.... etc.
5. I received a Jury trial court date today for sometime in July.
I now plan on sending some interrogatories, but am not exactly sure what to ask. Maybe for proof of the contract, detailed account summaries, and proof of default.
Do I have to file a motion for discovery before submitting the interrogatories?
Any advice on anything would be appreciated.
Thanks !