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This sounds like fresh paper. AXP still owns it. They will have the documents necessary to prove up the claim. Unless you really want to pay a bunch of post-judgment costs and interest, you really need to be looking at some manner of getting AXP their lump sum and be done with it.
Accounts closed for F/R and then having a missed payment are likely what sent up the red flag that was then compounded by you going through the DV process with a company KNOWN for litigation soon after a delinquency.
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I am not *your* attorney and you are not *my* client. Nothing in this post shall be construed as establishing an attorney-client relationship.
Would you rather us tell you what WILL happen or would you rather have rah-rah bull-droppings from someplace else?
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