Hi,
Thanks for the reply. I really can't get them the lump sum, and that's the problem.
I don't mind paying them as I have, even with the outrageous default interest, but they really do seem to want the full payment all at once.
Even if I were to some how get the cash for this account, I am worried that they would do the same for the other two cancelled account, and then the total to be paid would be somewhere along the lines of $12,000. That's something I definitely can't pay at once, no matter how hard I try and raise it.
I still am paying them the monthly payments, I just wish there was some way I could negotiate continuing this.... They are getting their money how they originally expected it..
I just might have to declare bankruptcy and leave the country!