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ubeube,
Are they suing because they want the money now? Are you in a position to get another CC and do a balance transfer? My guess is no as you would have done that already, but does not hurt to ask.
Unfortunately as Enigma and Centex pointed out, this is fresh paper and it would be on your best interest to try find an amicable resolution out of court. They will win in court and you will be responsible for court cost etc...
Without knowing your financial or personal information, looking into chapter 13 might be an option. I know that is not something you probably want to hear and is not something we enjoy telling anyone. Your options are a little limited at this point.
Sorry...
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