Quote:
Originally Posted by jlynn
Is the account current, albeit cancelled now? I don't understand why Amex is suing on an account that is being paid as agreed now. Have you contacted Amex? Have you contacted the CA to see if you can get a stipulated judgment (I don't believe there is anything recorded with the courts as long as you never miss a payment.)
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I am sure that what triggered the suit was the DV nonsense when AXP placed the account for servicing purposes...that is a BIG RED FLAG to AXP. OP had a viable agreement in place but when they started playing the DV game on a current account that had been shut down, they sent the signal to AXP that they were not going to continue making payments, at which point AXP was all but guaranteed to up the ante and move it to a courtroom...
Sadly, the OP fell into the DV trap without understanding the consequences in this instance. It should serve as yet another example for people to look at in understanding why it is always stressed to know WHY you are doing something and WHAT the potential consequences might be...