Quote:
Originally Posted by jlynn
Is the account current, albeit cancelled now? I don't understand why Amex is suing on an account that is being paid as agreed now. Have you contacted Amex? Have you contacted the CA to see if you can get a stipulated judgment (I don't believe there is anything recorded with the courts as long as you never miss a payment.)
|
Hi,
The account is reported as current, and I am paying as agreed, but I believe they have it on their own records as defaulted because I was late on one or two payments a few months ago (after it was cancelled).
Last time I contacted Amex they actually forwarded my phone call to the CA, who at the time was GC. GC, in turn, told me that I had to pay in full or I would be sued etc..
This is what bugs me though, that I am paying them, and do want to make good on my debt, but just at the terms I thought I would have to when I acquired them... e.g. monthly. They don't seem to care, or even realize that just letting me pay, with the interest adding up will let them collect more and will, I believe, not foreclose the option of suing me later as long as the debt is open....