Bad Credit Repair Discussion Forum - View Single Post

rosco · 06-13-2008, 05:55 PM

Hi All,

I have a couple of judgements on my credit:

1. A repo from 2004 - judgement was in 2006
2. An loc in 2003 - judgement in 2004

Other than that, I have various collections and charge offs that should fall off within the next year or so.

My questions:

1. Best way to get the judgements off?
2. If I do get the judgements off, will they still report if someone does a background check (as opposed to credit check)?
3. With the CAs and COs, just because they fall off my credit, can CA still try to collect? And what is my best defense if they do?

Thanks so much!!

06-13-2008, 05:55 PM	#1 (permalink)
rosco New Member Join Date: Jun 2008 Posts: 4 Casino Cash: $104300	Where to start? Judgements or CAs? Hi All, I have a couple of judgements on my credit: 1. A repo from 2004 - judgement was in 2006 2. An loc in 2003 - judgement in 2004 Other than that, I have various collections and charge offs that should fall off within the next year or so. My questions: 1. Best way to get the judgements off? 2. If I do get the judgements off, will they still report if someone does a background check (as opposed to credit check)? 3. With the CAs and COs, just because they fall off my credit, can CA still try to collect? And what is my best defense if they do? Thanks so much!!