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I have to agree with the others. Make a plan of attack and then get a secured card that reports to all 3 agencies. That is probably the best method to get a positive history started again.
I had a similar situation where my credit was basically ruined. I ended up with two secured cards with limits of $500 and $350 respectively, but they were reporting. Unfortunately, they are both with Crapital One and now that my scores are back up near the 700 mark, they STILL won't increase the limits.
Lessons learned while dealing with CrapOne.
Good luck with your situation.
Ron
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