Hello Everyone:
I am new to this forum and filed a chapter 13 in 2001. It was removed by Experian and TransUnion within 7 years. The laws in 2001 allowed removal of 13's within 7 years. Equifax refuses to remove it and says because it was dismissed it has to stay on for 10 years. Does anybody know anything about this and how to get it removed? Did the law for credit reporting change anytime after 2001? I believe I have a right to have this removed!!!
