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I am fairly certain the even pre-FACTA revisions, the FCRA allowed BK to stay for ten years. Now, if the BK was dismissed by the consumer and not the court, and you send a certified copy of the dismissal to the CRA'S, they are required to note it as such.
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It is better to keep your mouth shut and appear stupid than to open it and remove all doubt. - Mark Twain
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