[creditorcards]

KY - Had a summary judgment entered against me today in circuit court. Talked to the law firm handling the case last week and offered a settlement. Called today after judgment and they said they are waiting to hear from their client about the offer. (think they are stalling for depositions and seizure) I'm seriously thinking about just filing bankruptcy to get this all over with. It just isn't worth the worry anymore. About ready to put a gun to my head........ Am on disability but make a small amount of money outside of that each month, avg. $500. Appeal looks like a very slim chance. I mostly went with the argument about, blah, blah, blah they didn't have a copy of the original signed agreement, interest rate from 22% to 63% and no mutual agreement. Judge just glanced over the papers and entered summary judgment. Sometimes you just can't win. So what should I do next? I'm really leaning towards bankruptcy unless I can see some light at the end of this long tunnel. Do you think the attorney is just playing me until they can get some personal property or something? They know I'm on SSDI - faxed to them. I forgot to even claim exempt property, which I believe you have to affirmatively claim here. Can I go back and do that some way by motion or pleading?? I'm on a contract for deed and the property isn't recorded. Two old beat up vehicles that are about to go. One actually belongs to girlfriend, but has my name on title for insurance purposes. About all I can think of right now.